Merchant Street
City of Derby, England
Reality check: Affordable entry at £117,000 with warm market liquidity. Modest 6% growth over 5 years.
Who Is This Street For?
Scored by profile based on what matters most to each group.
Moderate investment case — reasonable liquidity, 6% growth, stable market. But environment limits appeal.
Safety score of 25 is the main barrier. School proximity doesn't compensate for high crime.
How this is calculated
Safety 30%, Schools 30%, Environment 20%, Amenities 10%, Energy 10%
Limited connectivity (transport 40, walkability 60). May not suit a commuting lifestyle.
How this is calculated
Transport 35%, Walkability 30%, Amenities 25%, Market 10%
Moderate investment case — reasonable liquidity, 6% growth, stable market. But environment limits appeal.
How this is calculated
Liquidity 35%, Market 35%, Price trend bonus up to +30
Limited by safety (25), environment (35), service access (30). Not ideal for settled retirement.
How this is calculated
Safety 25%, Environment 25%, Amenities 20%, Energy 15%, Walkability 15%
Good entry point at £117,000, but safety (25) needs consideration and environment (35) is below average.
How this is calculated
Affordability 40%, Transport 25%, Amenities 20%, Safety 15%
Things You Should Know
Safety score 25/100 — crime rates are well above average. Exercise caution, especially at night.
How Life Works Here
Merchant Street is located in City of Derby, near Derby. Crime is a significant concern, with 435 incidents recorded in 12 months — well above the national average. Violence and sexual offences dominates reports. 170 violent offences were recorded (39% of total). This level of crime reflects a high-footfall transit area rather than a typical residential street. Some amenities are available nearby, though a car may be useful for regular errands like grocery shopping. The nearest transport stop is 87m away (bus). Rail links may require a connecting journey. The median property price is £117,000, with moderate growth of 6% over five years. Based on 29 transactions recorded since 2014. Rented accommodation predominates. There are 14 schools within 2 km, 14 rated Good or Outstanding by Ofsted. 2 are rated Outstanding. Both primary and secondary options are available locally. The nearest school is just 120m away. However, high crime rates and a dense urban environment significantly undermine family suitability despite the school provision. The profile suggests appeal to both property investors and first-time buyers. Market indicators suggest an upward trend. Overall, this street scores 46 out of 100 for liveability. Note that the composite score masks a serious safety concern that may outweigh other strengths for many residents.
Score Breakdown
Each dimension scored 0-100 from open government data. Hover or tap for data source.
police.uk crime data (12-month rolling)
OpenStreetMap amenities within 2km
DfT NaPTAN + TfL stops
DEFRA noise & air quality, OS green space
HM Land Registry price paid data
GIAS schools + Ofsted ratings
OSM footpath density + connectivity
EPC Register — awaiting public API access
Environment Agency flood zones
Property Market
Terraced | Freehold | Market: warm
Source: HM Land Registry Price Paid Data (Open Government Licence v3.0)
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Transport Links
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Data Transparency
View all data sources
- OS Open Roads — Crown copyright and database right
- HM Land Registry Price Paid Data — Crown copyright
- police.uk crime data — Open Government Licence v3.0
- OpenStreetMap — ODbL licence
- DfT NaPTAN — Open Government Licence v3.0
- GIAS schools data — Crown copyright
- Environment Agency flood data — OGL v3.0
- DEFRA noise and air quality — OGL v3.0
- ONS Census 2021 — Open Government Licence v3.0
All scores are computed from publicly available government and open data. No proprietary data is used. Scores reflect statistical patterns, not guarantees.