Thirlwell Gardens

Cumberland, England

Rural / isolated Mixed character Car-dependent Risk: Medium Growth pocket Low confidence

Reality check: Affordable entry at £90,000 with stable market liquidity. Strong 16% growth over 5 years supports the investment case. However, car dependency limits the tenant pool and long-term upside.

Who Is This Street For?

Scored by profile based on what matters most to each group.

Best fit: InvestorsExcellent

Strong case: 16% 5-year growth, affordable entry (£90,000). But transport (20) may limit tenant pool.

Families
Fair

Weak across environment (51), safety (45), or school access (65). Not ideal for children.

How this is calculated

Safety 30%, Schools 30%, Environment 20%, Amenities 10%, Energy 10%

Young Professionals
Poor

Poor transport (20) and walkability (25). This is not a convenient base for work.

How this is calculated

Transport 35%, Walkability 30%, Amenities 25%, Market 10%

Investors
Excellent

Strong case: 16% 5-year growth, affordable entry (£90,000). But transport (20) may limit tenant pool.

How this is calculated

Liquidity 35%, Market 35%, Price trend bonus up to +30

Retirees
Below Average

Limited by safety (45), service access (16). Not ideal for settled retirement.

How this is calculated

Safety 25%, Environment 25%, Amenities 20%, Energy 15%, Walkability 15%

First-time Buyers
Fair

Good entry point at £90,000 with transport trade-offs.

How this is calculated

Affordability 40%, Transport 25%, Amenities 20%, Safety 15%

40
Liveability Score
Top 50% in Cumberland
Low confidence Based on only 10 transactions (limited sample), 5 data sources

Things You Should Know

Flood Zone 3

High flood risk. Specialist insurance likely required. Check Environment Agency flood maps before purchasing.

Car-dependent

Transport score 20/100. Daily tasks likely require a car. Limited public transport options within walking distance.

Limited tenant pool

Low walkability (25) and transport (20) narrow the pool of potential renters. Consider whether the yield justifies the risk.

Limited daily services

Daily access score 16/100. Basic amenities like shops, GPs and post offices are not within easy walking distance.

Weak transport upside

Transport score 20/100 with no significant infrastructure planned. Car dependency limits property appeal and constrains future value growth.

How Life Works Here

Thirlwell Gardens is located in Cumberland, near Carlisle. Crime is around average for the area, with 93 incidents in the past year. The most commonly reported category is violence and sexual offences. Violent offences account for 61% of reported crimes. This is a quieter, more car-dependent location. The nearest shops and services may require a short drive. The closest is Brunton Park Post Office (post office, 85m). Public transport options are limited. The median property price is £90,000, with strong growth of 16% over five years. Based on 10 transactions recorded since 2014. Rented accommodation predominates. There are 5 schools within 2 km, 5 rated Good or Outstanding by Ofsted. Primary schools are nearby, though secondary options may require travel. This street falls within Flood Zone 3 — a high-risk area for flooding from river sources. Specialist flood insurance and any necessary mitigation should be factored into a purchase decision. This street may particularly suit property investors. Overall, this street scores 40 out of 100 for liveability.

Nearby Services (5 km)

Score Breakdown

Each dimension scored 0-100 from open government data. Source listed under each bar.

Safety (area) Fair (45)

police.uk crime data (12-month rolling), LSOA-level area, not street-level

Daily Access Poor (16)

OpenStreetMap amenities within 2km

Transport Poor (20)

DfT NaPTAN + TfL stops

Environment Fair (51)

DEFRA noise & air quality, OS green space

Market Value Excellent (80)

HM Land Registry price paid data

Family Good (65)

GIAS schools + Ofsted ratings

Walkability Poor (25)

OSM footpath density + connectivity

Energy Data pending

EPC Register — awaiting public API access

Flood Risk Poor (20)

Environment Agency flood zones

Property Market

£90,000
Median Price
10
Transactions (2022–2025)
+16.1%
5-Year Price Trend

Flat/Maisonette | Leasehold | Market: stable

Source: HM Land Registry Price Paid Data (Open Government Licence v3.0)

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Nearby Amenities

Brunton Park Post Office85m (1.1 min walk)

Public Services Nearby

Public facilities within walking distance from Thirlwell Gardens, with detailed information for each.

gyms & sports centres (5)

hospitals (1)

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libraries (1)

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parks & green spaces (5)

schools (5)

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Similar Streets

Data Transparency

5 open data sources
68% data uniqueness
View all data sources
  • OS Open Roads — Crown copyright and database right
  • HM Land Registry Price Paid Data — Crown copyright
  • police.uk crime data — Open Government Licence v3.0
  • OpenStreetMap — ODbL licence
  • DfT NaPTAN — Open Government Licence v3.0
  • GIAS schools data — Crown copyright
  • Environment Agency flood data — OGL v3.0
  • DEFRA noise and air quality — OGL v3.0
  • ONS Census 2021 — Open Government Licence v3.0

All scores are computed from publicly available government and open data. No proprietary data is used. Scores reflect statistical patterns, not guarantees. Limited data available for this street — interpret scores with caution.

Data updated: